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It is no surprise that bankruptcy has both benefits and some drawbacks. After all, filing for bankruptcy lets your creditors know that you simply cannot pay off the past due debt that you owe. This in and of itself may lower your credit score, and this is one reason why some people will never consider […]
Time can fly by much faster than you think, as one second it’s January, and the next it’s nearly the end of the year. With the busy world we have today, it can be easier to set things aside and plan to address such matters at a later time. Debt is one thing that many […]
It seems like debt continues to plague millions of people across the United States even with a steady income. Nowadays, many people are choosing to have second jobs that may be computer-based with the luxury of being able to work at home. Many of these jobs are considered to be freelance employment, and most likely […]
Debt can be debilitating, creating an immense amount of stress that may affect all aspects of your life, as well as those of your loved ones. If you take the step to put an end to the bleeding, and choose to eliminate your debt with Chapter 13 bankruptcy, it is essential that you are aware […]
We have all seen those commercials on TV and advertisements online that remind us just how important our retirement years are. While these commercials and advertisements may instill unnecessary fear in some people, it is certainly important to plan accordingly for your retirement years to ensure you are enjoying those years with sufficient income, and […]
The overarching goal of bankruptcy for many people is to discharge past debt, and never have to worry about that debt in the future. Many bankruptcy cases are opened and closed on a regular basis, and without consequence. However, there are situations where it may be necessary to have a previously closed bankruptcy proceeding reopened. […]
The United States Bankruptcy Courts govern all bankruptcy filings from across the country. There are United States district courts in each state, and some states have more than one district court. No matter what state you live in, if you file for bankruptcy, your bankruptcy petition will be filed in the federal bankruptcy court in […]
When it comes to personal finances, it is completely understandable that most people want their financial matters to remain private. As such, a common question that people have when considering bankruptcy is whether or not their bankruptcy filing will be made public. The concern about whether or not bankruptcy matters will be public has deterred […]
Taking the step to file for bankruptcy is certainly a large one. Not only is there a certain amount of stress associated with debt, but there are formalities that must be following throughout the bankruptcy process. One such formality is the all-important task of listing each and every one of your creditors. Such creditors may […]
The bankruptcy process is undoubtedly stressful; however, the accomplishment of eliminating your debt is a very rewarding feeling. While many Chapter 7 and Chapter 13 bankruptcy proceedings result in a complete discharge of debt, there are situations where some creditors object to either the discharge of one particular debt, or the discharge of all of […]
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