Call Douglas B. Breyfogle at: 816-223-8233
The decision to file for bankruptcy may be one of the most important life decisions that you and your spouse will make. Many married couples seeking to file for bankruptcy are unsure whether or not filing jointly will be in both spouse’s best interests. As is the case with filing tax returns, there may be […]
Credit card offers are very enticing when the store clerk says to you that you can receive ten, fifteen, or even twenty percent off your entire purchase by applying for a store credit card. This is a very successful ploy that traps victims into racking up hundreds if not thousands of dollars in credit card […]
Many Kansas City homeowners have heard of the term “house poor,” which is simply used to describe homeowners who have a wonderful home that they are simply not able to afford. By using a bulk of their income to make the monthly mortgage payments, some Kansas City homeowners are forced to cut back in other […]
As we have experienced an economic downturn over the last decade, consumers are becoming more and more aware of just how high credit card interest rates can be. Many college students and young professionals are enticed into applying for credit cards with annual interest rates (APR) in the upper 20’s. This is because many individuals […]
The healthcare industry is booming and Kansas City residents are feeling the stress of having to take on medical expenses that never seem to go away. Even with health insurance, any out-of-pocket medical expenses can place you in what you feel is financial ruin. It is unfortunate that people receiving medical care are at risk […]
As is the case with many short-term and easy-to-acquire loans, the interest rates on payday loans can be astronomical. Payday loans are loans that amount to $500 or less. As such, when obtaining a loan for this small amount, there is typically a significant cost associated with it, as such loans are issued frequently and […]
Purchasing a home in Kansas City, whether in the state of Kansas or Missouri, is already a difficult task for individuals with fairly decent credit. Even if you pay your bills on time and do not have a substantial amount of debt, mortgage lenders may be hesitant to approve you for a home loan if […]
Being unable to pay a bill is a hard pill to swallow when you simply have no means of taking care of the debt. Whether you have unpaid credit cards, unpaid medical bills, or any other unpaid bills for services you have received, if the bill goes unpaid for a certain period of time, you […]
Credit card debt plagues millions of Americans who live from paycheck to paycheck, spending a bulk of their hard-earned income paying off interest that continuously leaves them with a high credit card balance. As consumers, we are not fully aware of our options when seeking to modify a monthly payment plan or request a decrease […]
Owning a small business is a huge responsibility that can be both stressful and rewarding. Over the past decade both individual consumers and small businesses have felt the wrath of an economy going downhill. While the economy has seemingly begun to pick up the pieces recently, many consumers and small businesses are still fighting an […]
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