Considering bankruptcy as a means of eliminating debt is a big step to make, as bankruptcy is often seen as something that destroys your credit.  The internet has provided a way for Kansas City consumers to learn a wealth of information about bankruptcy and how the entire process works.  However, you must be very careful, as not all information you find online is accurate.  When it comes to something as important as bankruptcy, relying on materials you obtain via the internet can be very risky.  There are do-it-yourself bankruptcy kits available that essentially walk consumers through the bankruptcy process, but in doing so, such consumers assume that the information they are relying on is in fact accurate.

Understanding the Risks of Filing for Bankruptcy Without the Help of an Attorney

With careful attention, and after reading a significant amount of material, you may be able to file for bankruptcy on your own and do so successfully.  However, even with careful reading, there may be some legal aspects that you do not fully understand.  Filing for bankruptcy without the assistance of an attorney may result in situations including, but certainly not limited to, the following:

  • Inaccurate paperwork;
  • Failure to meet legal requirements;
  • Misunderstanding of your rights and obligations;
  • Further damage to your credit if your bankruptcy is unsuccessful; and/or
  • Inability to complete the bankruptcy process as quickly as you want.

A skilled Kansas City Bankruptcy has the tools and experience to help you file for bankruptcy as quickly as possible.  In fact, there are some circumstances where you may be able to file for emergency bankruptcy.  By working alongside an attorney, you will not be making those small mistakes that you otherwise may make if you pursue bankruptcy on your own.

The True Costs Associated with Do-It-Yourself Bankruptcy

The obvious reason for pursuing bankruptcy on your own is to avoid the cost of an attorney.  However, many do-it-yourself bankruptcy kits that guide you through the process have a cost of their own.  Not only is there likely a fee for purchasing the do-it-yourself materials, but if your bankruptcy is unsuccessful because you have missed a step in the process, you will be paying more in the long run.  While there is a cost to hiring an attorney, you can be rest assured in knowing that your case is being handled by a professional.  Instead of wondering whether or not you are completing the proper paperwork, or complying with United States bankruptcy laws, allow an attorney to take on the stress that is associated with the bankruptcy process.

Contact Kansas City Bankruptcy Attorney Douglas Breyfogle Today to Schedule a Free Consultation

Online bankruptcy tools are very enticing as you don’t have to leave the comfort of your own home for most of the process.  Such tools may seem less expensive than hiring an attorney, and this is of course attractive when your goal is to eliminate debt, and you do not have a lot of money.  However, going through bankruptcy without the assistance of a qualified Kansas City Bankruptcy Attorney is very risky, as you may not know for sure whether you are properly completing the process.  As such, if you are considering bankruptcy, you should contact a Kansas City Bankruptcy Attorney right away.  With more than twenty years of experience, Kansas City Bankruptcy Attorney Douglas Breyfogle continues to provide Kansas City residents with excellent legal representation.  No matter what your financial situation is, Mr. Breyfogle will help you eliminate your debt in the way that works best for you.  If you would like to schedule a free consultation to speak with Mr. Breyfogle, contact our office today by calling (913) 742-8700.