When considering a bankruptcy action, there is often a significant amount of confusion and uncertainty about your legal options.  In other words, when dealing with a financial crisis, it is difficult to know where to turn next for help.  That is why it is crucial to consult with an experienced Kansas City bankruptcy attorney who can put your mind at ease and help you determine whether a bankruptcy action is right for you.  When you initially meet with and ultimately hire a seasoned bankruptcy attorney, he or she will take the following steps:

  1. Determine which property that you own is exempt under the Bankruptcy Code (the “Code”)
  2. Determine your eligibility under the Chapter 7 Mean’s Test
  3. Help you determine whether bankruptcy is the best method of addressing your financial situation
  4. Assist you in organizing your financial information in order to fill out and file all of the necessary bankruptcy forms
  5. Help you meet all of the applicable filing requirements and time deadlines under the Code
  6. Assist you in determining whether you qualify for a lien avoidance and decide the right timing associated with when to use it
  7. Help you determine which type of bankruptcy action best suits your needs, whether it be Chapter 7, 11, 13 or other forms.
  8. Assist you in putting together a debt reorganization plan that a bankruptcy trustee will accept
  9. Give you an overview of the local bankruptcy court process and how the judges and trustees will likely handle your case

In light of the above, it is important to understand that bankruptcy law is a highly specialized area of practice.   Meaning, even if a lawyer claims to be a “bankruptcy attorney”, that does not mean that they are truly qualified to take your case.  The ideal bankruptcy attorney is one that is able to point to their knowledge and experience of bankruptcy law as well as their deep rooted understanding of the court process.  Ultimately, the attorney you choose should have handled cases similar to yours and be able to advise you as to the full scope of your rights and responsibilities under the Code.

Contact me now for a free confidential consultation  

If you or a loved one is considering filing bankruptcy, contact my office today for a free consultation.  I will take the time necessary to evaluate your financial situation and offer you the most practical solutions that are uniquely tailored to address your needs.